Individual Disability Insurance

 

Individual Disability Insurance can help protect you and your family in case of an accident. If you earn a higher salary, or rely on bonuses or commissions, you may need additional income protection to provide for you and your loved ones while on leave from work due to a covered illness or injury. Long Term Disability (LTD) is an excellent foundation for income protection; but benefit maximums, uncovered compensation, and taxable benefits may leave higher income earners with a gap in coverage.

How an Individual Disability Insurance policy helps you protect your income:

 

If you would like to know more about Individual Disability Insurance or any other service on the site, please fill out an inquiry, send us an email or give us a call. A professional from our team will reach out.

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How long could you afford to live without a paycheck? 

Individual Disability Insurance could help.

You rely on your income to fund every aspect of your life. If you are like one of the millions of Americans who unexpectedly becomes unable to work each year due to illness or injury, the last thing you want to worry about is how to continue paying your bills without an income.

A common misconception about disability income insurance is that its sole purpose is to cover against catastrophic events resulting from accidents.

In fact, illnesses like cancer, depression, and multiple sclerosis far more often impact your ability to work and support yourself and your family.  Individual disability income insurance is designed to protect your income if you cannot work due to illness or injury.