Individual Disability Insurance
Individual Disability Insurance can help protect you and your family in case of an accident. If you earn a higher salary, or rely on bonuses or commissions, you may need additional income protection to provide for you and your loved ones while on leave from work due to a covered illness or injury. Long Term Disability (LTD) is an excellent foundation for income protection; but benefit maximums, uncovered compensation, and taxable benefits may leave higher income earners with a gap in coverage.
How an Individual Disability Insurance policy helps you protect your income:
Can replace a higher percentage of your income
Can cover commissions and bonuses
Individually owned, so you can keep the policy if you change jobs
Benefits are not offset by Workers’ Compensation and Social Security Disability Insurance payments
If you would like to know more about Individual Disability Insurance or any other service on the site, please fill out an inquiry, send us an email or give us a call. A professional from our team will reach out.
Click HERE to go to our contact page. A form is also available at the bottom of this page.